CDs & IRAs

Certificates of Deposit

For personal or business investments, we offer very competitive rates on our Certificates of Deposit. CDs are available in terms ranging from 3 months to 36 months.

Interest may be handled in any way our customers wish:

  • Interest may be allowed to compound
    • Quarterly
    • Semi-annually
    • At maturity
  • Interest may be withdrawn
    • Quarterly
    • Semi-annually
    • At maturity
  • Interest may be transferred to any checking or savings account

Check with a Customer Service Representative for current CD rates.

Springfield State Bank is a member of and is insured by FDIC.

Individual Retirement Accounts

Springfield State Bank offers both Traditional and Roth IRAs.

  • Traditional IRAs offer customers the opportunity to defer paying taxes on their investment until the funds are withdrawn. Most contributions are tax-deductible, however, certain restrictions apply.
  • Roth IRAs are an excellent choice for customers who wish to deposit after tax dollars now and avoid taxes on qualifying withdrawals later. As with Traditional IRAs, certain restrictions apply.

With Traditional and Roth IRA’s Required Minimum Distributions are required at age 70 ½ .

Contact a Customer Service Representative for current IRA rates.

Springfield State Bank is a member of and is insured by FDIC.

Bank Locations

Springfield State Bank

Springfield State Bank
600 Main St.
Springfield, NE 68059

ATM Location:

B & D Pit Stop
14111 Platteview Rd.
Springfield, NE 68059